Best Travel Insurance Offers by Credit Cards
Best for Miles Citi PMV 21,000 welcome miles & 10,000 renewal miles, lounge entry
UOB PRVI Miles Price-Waiver & 20,000 bonus miles, 2.Four miles per $1 abroad
No-Fee Miles MB Horizon Market-leading 3.2 miles per S$1 on native meals & transport
HSBC Revolution 2 miles per S$1 on-line spend (inc. transit, insurance coverage premiums)
Luxury Perks SC Visa Infinite Market-leading Three miles per S$1 abroad, rewards for tax funds
Citi Prestige Limitless lounge entry, free lodge nights, JetQuay entry & extra
Best for Cashback UOB One As much as 5% flat rebate capped at S$300/quarter
No-Fee Cashback CIMB Visa Sig 10% cashback on meals & on-line procuring, as much as S$100/month
OCBC 365 Rebates on necessities with straightforward fee-waiver
Best for High Spenders HSBC Advance As much as 3.5% cashback capped at S$125/month
Unlimited Cards 1%–2% limitless cashback with further perks
Golfing Privileges MB World & CIMB World Complimentary inexperienced charges worldwide + miles or cashback

Best Air Miles Credit Cards with Travel Insurance

In case you’re a frequent traveller in incomes miles, likelihood is you could possibly additionally profit from free journey insurance coverage. The next choices provide nice rewards charges in addition to top-notch journey insurance policy.

Best Travel Card for Reasonably priced Miles & Perks: Citi PremierMiles Visa Card

In case you’re searching for an reasonably priced journey card with nice rewards charges and perks, Citi PremierMiles Visa Card is without doubt one of the greatest choices on the market. Cardholders earn a good 1.2 miles per S$1 regionally and a couple of miles abroad, and likewise obtain 2 free lounge visits/yr.

One other nice profit is free journey insurance coverage. Citi PMV Card’s plan stands out for a number of causes. First, it’s S$1,000,000 private accident protection is complemented by S$40,000 protection for emergency medical bills–which aren’t lined by most competitor plans. As well as, cardholders obtain S$500 in compensation when their journey is interrupted by 5+ days of abroad hospitalization. Different advantages embody S$500/article of misplaced baggage (S$1,000 cap) and S$500 compensation for flight and baggage delays of a minimum of Eight hrs.

Citi PMV Card additionally stands out by providing 21,000 welcome miles (price S$210) and 10,000 annual renewal miles (price S$100). These bonus miles simply offset the S$192.6 price, which is already waived 1 yr. Travel playing cards with comparable advantages are likely to have charges of S$250+. Total, Citi PMV Card is the best choice in order for you nice miles charges & perks with out the huge annual price.

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  • Annual price: S$192.6, 1-year waiver
  • 10,000 bonus annual renewal miles (price S$100)
  • 1.2 miles per S$1 native spend, 2 miles abroad
  • 2 free lounge visits & free journey insurance coverage
  • As much as 14% gasoline financial savings at Esso & Shell

  • Annual price: S$192.6, 1-year waiver
  • 10,000 bonus annual renewal miles (price S$100)
  • 1.2 miles per S$1 native spend, 2 miles abroad
  • 2 free lounge visits & free journey insurance coverage
  • As much as 14% gasoline financial savings at Esso & Shell

Best Card for Fast Miles Accumulation: UOB PRVI Miles American Specific Card

UOB PRVI Miles American Express Card is the best possible journey card in the marketplace if you wish to quickly accumulate miles and probably keep away from an annual price. Cardholders earn market-leading charges of 1.Four miles per S$1 regionally, 2.Four miles abroad, and 10 miles with main airways & motels. As well as, those that spend S$50,000/yr (about S$4,200/month), are exempt from the S$256.Eight price–and even obtain 20,000 bonus miles (price S$200). Cards with comparable charges have charges of S$450+.

UOB PRVI Miles Card additionally comes with a number of perks. Cardholders and their legally married partner obtain as much as S$1,000,000 in private accident protection, and cardmembers get pleasure from journey inconvenience protection: as much as S$200 for delayed flight connections (a minimum of Four hrs), S$200 for delayed baggage (a minimum of 6 hrs), and S$400 for misplaced baggage. Along with journey insurance coverage, cardholders obtain as much as Eight free airport transfers/yr. In the end, UOB PRVI Miles Card is the very best card in the marketplace if you wish to quickly earn miles with out excessive card charges.

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  • Annual price: S$256.8, 1-year waiver, subsequently with S$50,000 annual spend
  • 20,000 bonus annual renewal miles (price S$200) with S$50,000 annual spend
  • 1.Four miles per S$1 native spend, 2.Four miles abroad, 10 miles at main airways & airports
  • Eight free limo transfers & free journey insurance coverage
  • UOB PRVI Travel Butler & Amex Necessities

  • Annual price: S$256.8, 1-year waiver, subsequently with S$50,000 annual spend
  • 20,000 bonus annual renewal miles (price S$200) with S$50,000 annual spend
  • 1.Four miles per S$1 native spend, 2.Four miles abroad, 10 miles at main airways & airports
  • Eight free limo transfers & free journey insurance coverage
  • UOB PRVI Travel Butler & Amex Necessities

Best Travel Card for Simple Welcome & Bonus Miles: American Specific Singapore Airways KrisFlyer Card

American Express Singapore Airlines KrisFlyer Card is a superb choice for incomes straightforward welcome and bonus miles. Inside 6 months, you possibly can earn as much as 20,000+ bonus miles–5,000 miles upon the first cost, then as much as 15,000 with S$6,000 spend. Reserving your 1st Seize trip earns 500 miles, and after S$12,000 spend, you’ll obtain S$150 credit score with Singapore Airways. As well as, cardholders obtain 1.1 miles per S$1 spend (2 miles abroad in June & December), 2 miles with SIA manufacturers, and three.1 miles on Seize. Miles are earned instantly as KrisFlyer Miles, so there are not any difficult transfers or conversion charges.

Amex SIA KF Card additionally affords free journey insurance coverage with as much as S$350,000 safety for main & supplementary cardmembers, in addition to for his or her legally married partner. This plan additionally covers journey inconveniences. Cardmembers and relations every obtain S$200 for missed flight connections (household cap at S$400), baggage delays for 6hr+ (household cap at S$400), and baggage lacking for 48hr+ (household cap at S$1,000). Past journey insurance coverage, cardholders additionally get pleasure from Hertz Gold Plus Rewards and American Specific Selects eating privileges.

It’s additionally price mentioning that Amex SIA KF Card has a comparatively low annual price of simply S$176.55, which is waived the first yr. Not solely is it one of the reasonably priced journey playing cards in the marketplace, it’s additionally the best choice if you wish to shortly and simply earn bonus miles.

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  • Annual price: S$176.55, 1-year waiver
  • 1.1 miles per S$1 native & abroad spend, 2 miles abroad in June & December solely
  • 2 miles per S$1 spend on SingaporeAir on-line & app, SilkAir, KrisShop in-flight & on-line
  • 3.1 miles per S$1 spend on Seize
  • Free journey insurance coverage
  • Hertz Gold Plus Rewards & Amex Selects Privileges

  • Annual price: S$176.55, 1-year waiver
  • 1.1 miles per S$1 native & abroad spend, 2 miles abroad in June & December solely
  • 2 miles per S$1 spend on SingaporeAir on-line & app, SilkAir, KrisShop in-flight & on-line
  • 3.1 miles per S$1 spend on Seize
  • Free journey insurance coverage
  • Hertz Gold Plus Rewards & Amex Selects Privileges

Best No-Price Miles Credit Cards with Travel Insurance

A number of miles-earning bank cards that provide journey insurance coverage additionally include straightforward fee-waivers. We’ve recognized the very best of the very best beneath.

Best Card for Incomes Miles Regionally: Maybank Horizon Visa Signature Card

If you wish to maximise miles earned even if you’re at house, contemplate Maybank Horizon Visa Signature Card, which has the market’s highest miles rewards price for native spend. Cardholders earn 3.2 miles per S$1 on native eating, petrol, Seize & taxis, and lodge bookings with Agoda. Most journey playing cards provide simply 1.2–1.Four miles per S$1 native spend. Abroad spend additionally earns on the very respectable price of two miles per S$1 on air tickets, journey packages and international foreign money transactions.

As a cardmember, you’ll additionally obtain free journey insurance coverage. The cardholder and their married partner are each entitled to as much as S$1,000,000 private accident protection, plus as much as S$200 for flight misconnections & baggage delays, S$500 for misplaced baggage. Different perks embody airport lounge entry, with 1 free go to per S$1,000 retail transaction.

Maybank Horizon Card additionally stands out for its fee-waiver. Cardholders who spend S$18,000/yr (S$1,500/month) are exempt from the S$180.Zero price–which is already waived the primary Three years. In the end, if you wish to earn no-fee miles for native spend whereas having fun with further perks if you journey, that is the cardboard for you.

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  • Annual price: S$180.0, 3-year waiver, subsequently with S$18,000 annual spend
  • 3.2 miles per S$1 native spend on eating, petrol, taxis, Seize & lodge bookings with Agoda
  • 2 miles per S$1 spend on air tickets, journey packages & international foreign money transactions
  • As much as 17.2% gasoline financial savings on petrol in Singapore
  • Entry to airport lounges & free journey insurance coverage

  • 3.2 miles per S$1 native spend on eating, petrol, taxis, Seize & lodge bookings with Agoda
  • 2 miles per S$1 spend on air tickets, journey packages & international foreign money transactions
  • As much as 17.2% gasoline financial savings on petrol in Singapore
  • Entry to airport lounges & free journey insurance coverage

Best No-Price Miles Card for Native Social Spenders: HSBC Revolution Card

Whereas not a conventional card, HSBC Revolution Card permits cardholders to earn miles shortly and simply for social & on-line spend. Cardholders earn 2 miles per S$1 on native eating & leisure, in addition to for on-line procuring–together with every little thing from journey bookings to paying payments. Most playing cards exclude such funds from incomes rewards.

As well as, cardholders obtain free journey insurance coverage. Cardholders and their relations–authorized partner, mother and father, parents-in-law, siblings & kids–are entitled to protection as much as S$300,000 for private accidents (capped at S$15,000,000 for a single accident). Whereas some plans provide greater particular person protection, HSBC Revolution Card affords way more complete protection throughout a household.

Cardholders & household additionally obtain spectacular inconvenience protection: S$700 for flight delays, S$300 every for missed connections (as much as S$600/journey), S$300 every for delayed baggage (as much as S$600/journey), and S$750 every for misplaced baggage (as much as S$1,500/journey). Cardholders may even obtain as much as S$3,000 every for journey cancellations as a result of loss of life or sickness (up S$6,000/journey). Only a few playing cards prolong such complete inconvenience protection to households, and even fewer cowl journey cancellations.

Lastly, HSBC Revolution Card even comes with a fee-waiver. With S$12,500 annual spend, cardholders are exempt from the S$160.5 price. Total, HSBC Revolution Card is an ideal match in order for you no-fee miles for native & on-line spend, with the extra consolation of a journey insurance coverage plan that covers your whole household.

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  • Annual price: S$160.5, 2-year waiver, subsequently with S$12,500 annual spend
  • 2 miles per S$1 spend on native eating & leisure, on-line spend (limitless)
  • On-line price contains journey bookings, recurring payments & transit funds
  • No minimal spend requirement
  • As much as 20.2% gasoline financial savings with Caltex, 14% with Shell

  • Annual price: S$160.5, 2-year waiver, subsequently with S$12,500 annual spend
  • 2 miles per S$1 spend on native eating & leisure, on-line spend (limitless)
  • On-line price contains journey bookings, recurring payments & transit funds
  • No minimal spend requirement
  • As much as 20.2% gasoline financial savings with Caltex, 14% with Shell

Best Air Miles Credit Cards for Luxurious Travel Perks

Within the part beneath, we element the very best journey playing cards for top rewards charges & luxurious perks–together with free journey insurance coverage.

Best Miles Card for Enterprise Travellers: Normal Chartered Visa Infinite Card

In case you journey ceaselessly and have a excessive abroad funds, look no additional than Standard Chartered Visa Infinite Card–not solely does it provide the best abroad rewards price in the marketplace, it additionally offers one of the complete journey insurance policy in the marketplace. Cardholders earn 1.Four miles per S$1 regionally and three miles abroad, and even earn rewards for his or her earnings tax funds (excluded by most different playing cards).

When it comes to journey insurance coverage, cardholders & their authorized partner obtain S$1,000,000 private accident protection as much as age 69 (S$500,000 for ages 70+). Cardholders additionally obtain as much as S$50,000 protection for medical bills, which is without doubt one of the highest quantities in the marketplace. Cardmembers & spouses obtain S$200 per 6hrs of luggage delay (as much as S$1,000) and S$1,000/article of misplaced baggage (as much as S$5,000). Once more, these protection charges lead the market.

It’s additionally price that includes a singular profit inside SC Visa Infinite Card’s journey insurance coverage plan–protection for a “compassionate visit.” If the cardholder turns into too ailing to return to Singapore and has been hospitalized abroad for 7+ days, and is unaccompanied by household, insurance coverage will cowl financial system journey prices and lodge bills for 1 relative to return and go to. The plan affords S$200/day, as much as S$5,000 per insured particular person. Different plans don’t provide this profit, which makes SC Visa Infinite Card stand out all of the extra.

Lastly, cardholders additionally get pleasure from perks like 6 free lounge visits/yr, a free yacht rent, Hertz Asia Privileges and {golfing} privileges. Whereas there’s a S$588.5 price, it’s offset by 35,000 welcome miles (price S$350). In the end, SC Visa Infinite Card is the best choice for top abroad spenders and affords the best possible free journey insurance coverage plan in the marketplace.

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  • Annual price: S$588.5
  • 1.Four miles per S$1 native spend, Three miles abroad (S$2,000 min spend)
  • 35,000 welcome miles (price S$350)
  • Tax funds are eligible for rewards factors
  • Free journey insurance coverage, 6x lounge entry, 1 free 4hr yacht rent
  • Hertz Asia Privileges, {Golfing}/Eating/Lodge Privileges
  • As much as 25% gasoline financial savings with Caltex, 15% rebate on Seize

  • Annual price: S$588.5
  • 1.Four miles per S$1 native spend, Three miles abroad (S$2,000 min spend)
  • 35,000 welcome miles (price S$350)
  • Tax funds are eligible for rewards factors
  • Free journey insurance coverage, 6x lounge entry, 1 free 4hr yacht rent
  • Hertz Asia Privileges, {Golfing}/Eating/Lodge Privileges
  • As much as 25% gasoline financial savings with Caltex, 15% rebate on Seize

Best Miles Card for Luxurious Travel Perks & Privileges: Citi Status MasterCard

Citi Prestige MasterCard not solely affords market-leading rewards charges, it additionally offers extraordinary journey perks. Cardholders earn 1.Three miles per S$1 regionally and a couple of.Four miles abroad, and obtain limitless lounge entry, JetQuay entry, free limo transfers, bonus 4th lodge nights, {golfing} privileges & extra.

Cardholders additionally obtain free journey insurance coverage. Inside the plan, main & supplementary cardholders and their accompanying partner obtain as much as S$1,000,000 private accident protection and S$50,000 in emergency medical expense protection. Cardholders additionally obtain S$100 per 8hr flight delay (as much as S$400/particular person, S$800/household), S$200 per 8hr baggage delay (as much as S$400/particular person, S$800/household), and S$500/article of misplaced baggage (as much as S$1,000/particular person, S$2,000/household). In all instances, these are among the highest protection quantities supplied by bank cards throughout the market.

Lastly, whereas Citi Status Card has a S$535 price, it’s offset by 25,000 annual renewal miles (price S$250) in addition to an annual bonus of as much as 30% primarily based on tenure of Citibank relationship. In the end, this card is a superb choice when you prioritise luxurious perks like limitless lounge entry and top-notch journey insurance coverage.

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  • Annual price: S$535
  • 1.Three miles per S$1 native spend, 2.Four miles abroad
  • 25,000 annual renewal miles (price S$250)
  • 15%-30% annual Citi relationship bonus
  • Limitless lounge entry, journey insurance coverage, free lodge nights & extra
  • As much as 14% gasoline financial savings with Esso & Shell

  • Annual price: S$535
  • 1.Three miles per S$1 native spend, 2.Four miles abroad
  • 25,000 annual renewal miles (price S$250)
  • 15%-30% annual Citi relationship bonus
  • Limitless lounge entry, journey insurance coverage, free lodge nights & extra
  • As much as 14% gasoline financial savings with Esso & Shell

Best Travel Card for Versatile Miles Redemption: OCBC Voyage Card

OCBC Voyage Card is by far the very best miles card for individuals with shifting journey schedules. In contrast to options, OCBC Voyage Card affords 1.2 miles per S$1 with a boosted 1.6 miles for native eating–the best native price throughout journey playing cards. Moreover, abroad spend earns a aggressive 2.Three miles per S$1, permitting for fast miles accumulation irrespective of the place you’re.

OCBC Voyage Card additionally stands out for its flexibility in miles redemption–there are not any black-out dates, processing time is minimal, and conversion charges are waived. Further perks embody limitless lounge entry, regional {golfing} privileges, and free limo transfers.

Cardholders additionally obtain free journey insurance coverage with as much as S$1,500,000 private accident protection–the best in the marketplace–and S$35,500 in medical expense protection. These advantages apply to main and supplementary cardholders, however to not spouses or household. When it comes to journey inconvenience, flight delays/missed connections (4hrs+) & baggage delay (6hrs+) are every lined to S$200, and misplaced baggage (48hrs+) is roofed as much as S$400. In the end, OCBC Voyage Card is a superb choice in order for you versatile miles redemption paired with luxurious perks.

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  • Annual price: S$488
  • 1.2 miles per S$1 native spend, 1.6 miles native eating, 2.Three miles abroad
  • Limitless lounge entry, free limo transfers, {golfing} privileges
  • Free journey insurance coverage & international concierge service
  • As much as 19% gasoline financial savings with Caltex

  • Annual price: S$488
  • 1.2 miles per S$1 native spend, 1.6 miles native eating, 2.Three miles abroad
  • Limitless lounge entry, free limo transfers, {golfing} privileges
  • Free journey insurance coverage & international concierge service
  • As much as 19% gasoline financial savings with Caltex

Best Cashback Credit Cards with Travel Insurance

Even when you want cashback to miles, there are a number of nice playing cards that provide free journey insurance policy; proceed studying for particulars.

Best Flat Rebate Card for Secure Spenders: UOB One Card

UOB One Card is the very best flat rebate card in the marketplace for constant spenders. Shoppers with a dependable S$2,000/month funds earn 5% on all transactions–together with telco, insurance coverage & City Council invoice pay–as much as S$300/quarter. Decrease or inconsistent spend earns 3.33% as much as S$50 or S$100/quarter, relying on minimal spend degree.

What’s particularly nice about UOB One Card is that cardholders even have entry to UOB SMART$ Programme, which affords added rebates as much as 10% with choose retailers. This spend ‘double counts’–first in the direction of the minimal requirement, after which in the direction of incomes SMART$, which can be utilized to offset future purchases.

Lastly, UOB One Card additionally comes with free journey insurance coverage, with S$500,000 private accident protection for the cardmember solely. Total, UOB One Card affords one of many highest flat charges in the marketplace with the advantage of an added rebate community–it’s the best choice for maximising cashback for these spending S$2,000/month, and even comes with primary journey insurance coverage.

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  • Annual price: S$192.6, 1-year waiver
  • 5% rebate, as much as S$300/quarter (S$2,000 min spend)
  • 3.33% rebate, as much as S$100/quarter (S$1,000 min spend)
  • 3.33% rebate, as much as S$50/quarter (S$500 min spend)
  • UOB SMART$ Rebate Programme
  • As much as 24% gasoline financial savings with SPC, 20.8% with Shell

  • Annual price: S$192.6, 1-year waiver
  • 5% rebate, as much as S$300/quarter (S$2,000 min spend)
  • 3.33% rebate, as much as S$100/quarter (S$1,000 min spend)
  • 3.33% rebate, as much as S$50/quarter (S$500 min spend)
  • UOB SMART$ Rebate Programme
  • As much as 24% gasoline financial savings with SPC, 20.8% with Shell

Best Cashback Card for Meals & Transport: Citi Money Again Card

In case you spend fairly a bit on meals and transport–each regionally and abroad–Citi Cash Back Card could also be the best choice for you. Cardholders earn a formidable 8% cashback on eating, groceries, Seize and petrol worldwide after S$888 minimal spend. Rewards are capped at S$100/month–one of many highest incomes potentials in the marketplace. As well as, financial savings are boosted with Citi Rebate Programme, which affords as much as 10% added reductions with in style retailers like Starbucks and Sheng Siong.

Citi Money Again Card additionally comes with free journey insurance coverage, which covers the cardmember and their partner, so long as the partner can be a Citi cardmember. Insured people obtain as much as S$1,000,000 private accident and S$40,000 emergency medical expense protection–among the highest quantities in the marketplace. Cardholders are additionally lined for flight & baggage delay (as much as S$500 every) and baggage loss (S$500/article, as much as S$1,000). As moderately distinctive options, cardmembers are additionally lined as much as S$500 for journey interruptions (5+ days of abroad hospitalization) and cancellations. Total, Citi Money Again Card is a superb cashback choice for travellers who wish to earn on meals & transport at the same time as they journey.

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  • Annual price: S$192.6, 1-year waiver
  • 8% cashback on eating, grocery, petrol (any station) & Seize
  • As much as 20.88% gasoline financial savings at Esso & Shell

  • Annual price: S$192.6, 1-year waiver
  • 8% cashback on eating, grocery, petrol (any station) & Seize
  • As much as 20.88% gasoline financial savings at Esso & Shell

Best No-Price Cashback Cards with Travel Insurance

If you’d like free journey insurance coverage, but in addition don’t wish to pay an annual price, the next rebate playing cards are among the greatest choices in the marketplace.

Best No-Price Cashback Card for Meals & On-line: CIMB Visa Signature Card

CIMB Visa Signature Card is the very best no-fee cashback card in the marketplace, with remarkably excessive charges of 10% cashback on eating, groceries, and on-line spend. Cardholders can entry these charges after simply S$600 minimal spend–one of many lowest necessities in the marketplace–and might earn as much as S$100/month.

CIMB Visa Signature Card can be one of many few cashback playing cards that comes with journey insurance coverage. Cardholders and their authorized partner are every entitled to as much as S$500,000 in private accident protection per journey. The cardholder, however not the partner, obtain as much as S$300 for flight delays (6hrs+) & baggage delays (6hrs+), and as much as S$500 for lack of baggage. It’s price mentioning, nonetheless, that many exclusions apply to baggage loss–perishables/consumables, luxurious items like artwork & jewelry, family results & extra should not lined. Nevertheless, cardholders additionally obtain as much as S$300 for journey cancellations as a result of accidents, civil unrest in the deliberate vacation spot, pure disasters at house, and even jury service. Few playing cards provide such versatile cancellation protection in their plans.

Moreover, CIMB Visa Signature Card is free eternally. Basically, you possibly can earn prime charges for meals & on-line spend–and obtain nice journey insurance coverage–with out ever paying a price. Because of this, CIMB Visa Signature Card is certainly the most effective choices for cashback playing cards in the marketplace, particularly when you’re a traveller.

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  • Annual price: Free
  • 10% cashback on eating, grocery & on-line spend
  • Free journey insurance coverage & international concierge
  • CIMB 0% Curiosity i.Pay Instalment Plan

  • Annual price: Free
  • 10% cashback on eating, grocery & on-line spend
  • Free journey insurance coverage & international concierge
  • CIMB 0% Curiosity i.Pay Instalment Plan

Best No-Price Rebate Card for On a regular basis Necessities: OCBC 365 Card

OCBC 365 Card is the very best no-fee rebate card for on a regular basis necessities in the marketplace, and is ideal for individuals spending for households. Cardholders earn 6% rebate on eating & on-line meals supply and three% on groceries, land transport, journey bookings and recurring payments–all with out service provider restrictions. Cardholders are additionally eligible for a fee-waiver with simply S$10,000 annual spend, or about S$833/month. Seeing as there’s a S$800 minimal, this appears fairly cheap for many cardholders. Additionally, customers can earn as much as S$80/month, which is particularly nice when you’re exempt from the price.

OCBC 365 Card additionally comes with a journey insurance coverage plan, although it’s pretty easy. Major and supplementary cardmembers (household will not be included) obtain as much as S$200,000 in private accident protection and S$500 in abroad medical reimbursement. Only a few cashback playing cards include plans with medical protection, so that is moderately distinctive. As for journey inconveniences, cardmembers obtain as much as S$200 for flight delays & missed connections (4hrs+) and for bags delays (6hrs+), and as much as S$400 for misplaced baggage. In the end, OCBC 365 Card is the best choice if you wish to earn rebates on each day spend whereas avoiding a price and having fun with free journey insurance coverage.

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  • Annual price: S$192.6, 2-year waiver, subsequently with S$10,000 annual spend
  • 6% rebate on eating & on-line meals supply
  • 3% rebate on groceries, land transport, recurring payments & on-line journey
  • As much as 23% gasoline financial savings with Caltex, 20.4% with Esso, 5% different stations
  • Free journey insurance coverage, Visa Signature Privileges

  • Annual price: S$192.6, 2-year waiver, subsequently with S$10,000 annual spend
  • 6% rebate on eating & on-line meals supply
  • 3% rebate on groceries, land transport, recurring payments & on-line journey
  • As much as 23% gasoline financial savings with Caltex, 20.4% with Esso, 5% different stations
  • Free journey insurance coverage, Visa Signature Privileges

Best No-Price Cashback Card for Low Spenders: Maybank Platinum Visa Card

Maybank Platinum Visa Card is without doubt one of the greatest rebate playing cards in the marketplace for decrease native spenders, and even comes with free journey insurance coverage. Cardholders spending simply S$300/month regionally earn S$30/quarter, as much as S$120/yr. Most cashback playing cards provide base charges of 0.3% at this spend degree, which might add as much as simply S$3.6/yr. You probably have a bigger funds and spend S$1,000/month, you’ll earn S$100/quarter as properly.

Maybank Platinum Visa Card’s journey insurance coverage could be very spectacular for a no-fee cashback card. It affords each cardmembers and their partner as much as S$500,000 private accident protection–this is without doubt one of the highest protection quantities accessible to spouses by means of cashback card plans. Cardmembers and their spouses additionally every obtain as much as S$200 for flight misconnections and baggage delays (S$400 household cap) and S$500 for misplaced baggage (S$1,000 household cap).

Cardholders can even profit from Maybank Platinum Visa Card’s straightforward fee-waiver. The S$20.Zero quarterly price is waived for Three years, and thereafter, merely with card use. There are few choices as reasonably priced to decrease spenders that additionally provide rewards charges this excessive–and, when you’re additionally searching for journey insurance coverage, Maybank Platinum Visa Card is the best choice for you.

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  • Quarterly service price: S$20.0, 3-year waiver, subsequently with card use a minimum of 1x/quarter
  • S$30 quarterly rebate with a minimum of S$300 month-to-month spend (native solely)
  • S$100 quarterly rebate with a minimum of S$1,000 month-to-month spend (native solely)
  • 0.3% rebate on abroad spend, capped at S$50/month
  • Native spend beneath S$300 minimal doesn’t earn rebate
  • No minimal spend requirement for abroad rebate
  • Free journey insurance coverage

  • Quarterly service price: S$20.0, 3-year waiver, subsequently with card use a minimum of 1x/quarter
  • S$30 quarterly rebate with a minimum of S$300 month-to-month spend (native solely)
  • S$100 quarterly rebate with a minimum of S$1,000 month-to-month spend (native solely)
  • 0.3% rebate on abroad spend, capped at S$50/month
  • Native spend beneath S$300 minimal doesn’t earn rebate
  • No minimal spend requirement for abroad rebate
  • Free journey insurance coverage

Best No-Price Rebate Card for Spend in Singapore & Malaysia: Maybank Household & Associates MasterCard

In case you spend between S$500–S$1,500/month in Singapore & Malaysia, Maybank Family & Friends Card is a superb choice for maximising your cashback. Cardholders earn 5% rebate on quick meals, groceries, transport, wellness & leisure in each international locations, after simply S$500 minimal spend. After S$1,000 spend, cardholders earn 8%–at this degree, most playing cards provide 3.33% cashback at most. Rebates are restricted to pick distributors, however these embody in style retailers in each international locations: Chilly Storage, McDonald’s, Unity NTUC Healthcare & extra.

Cardholders additionally obtain free journey insurance coverage. Particularly, cardmembers and their partner every obtain as much as S$300,000 private accident protection, plus S$100 for flight misconnections & for bag delays (S$200 household cap every) and S$300 for misplaced baggage (S$600 household cap). This plan is pretty complete for a cashback card, and might present added consolation when you fly ceaselessly.

Lastly, Maybank Household & Associates Card affords a simple fee-waiver. The S$180.Zero price is waived with S$12,000 annual spend–simply S$1,000/month. In case you spend at this degree and wish to earn rebates regionally, this is a superb card to contemplate, particularly if having journey insurance coverage is a precedence for you.

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  • Annual price: S$180.0, 3-year waiver, subsequently with S$12,000 annual spend
  • 8% rebate on groceries, transport, quick meals, well being & wellness with choose retailers in Singapore & Malaysia, after S$1,000 min spend (5% rebate with S$500 min spend)
  • 0.3% rebate all different spend
  • Gasoline financial savings as much as 20.88% with choose petrol retailers (inc. 8% rebate)

  • Annual price: S$180.0, 3-year waiver, subsequently with S$12,000 annual spend
  • 8% rebate on groceries, transport, quick meals, well being & wellness with choose retailers in Singapore & Malaysia, after S$1,000 min spend (5% rebate with S$500 min spend)
  • 0.3% rebate all different spend
  • Gasoline financial savings as much as 20.88% with choose petrol retailers (inc. 8% rebate)

Best Cashback Cards with Travel Insurance for Excessive Spenders

Very excessive spenders typically really feel restricted by earnings caps. The next playing cards have the best incomes potentials in the marketplace, and even include free journey insurance coverage.

Best Cashback Card for Prosperous Advance Prospects: HSBC Advance Card

HSBC Advance Card is without doubt one of the greatest flat rebate playing cards in the marketplace for greater spenders, particularly when you’re open to a banking relationship with HSBC. HSBC Advance cardholders earn 3.5% flat cashback as much as S$125/month after S$2,000 spend (2.5% if beneath). This is without doubt one of the highest earnings caps in the marketplace. In actual fact, when you spend S$3,500/month, you possibly can max out rewards and earn S$1,500/yr. Even higher, Advance prospects by no means pay an annual price.

However, non-Advance prospects earn a less-competitive 2.5% flat cashback, as much as S$70/month, after S$2,000 spend (1.5% if beneath). Additionally they should pay a S$192.6 price, although it’s waived with S$12,500 annual spend.

No matter banking relationship, nonetheless, cardholders obtain free journey insurance coverage. Cardholders, their authorized partner, mother and father, parents-in-law, and siblings on the journey are eligible for as much as S$300,000 every in private accident protection. Few plans provide such complete household protection. Moreover, cardholders and household obtain up S$700 (capped) for flight delays, S$300 for missed flight connections & for baggage delays (S$600 household cap for every), and S$750 for lack of baggage (S$1,500 household cap). Journey cancellations as a result of loss of life or sickness are lined as much as S$3,000 (S$6,000 household cap)–one of many highest quantities in the marketplace.

Total, HSBC Advance Card will not be solely a superb rebate card for top spenders, it additionally affords the most effective journey insurance policy amongst cashback playing cards. In case you’re open to an HSBC Advance account, this card could also be the best choice for you.

Read Our Full Review

  • Annual price: S$180.0, waived for Advance banking prospects
  • As much as 3.5% flat rebate for Advance prospects (2.5% for others)
  • As much as 16% gasoline financial savings with Caltex, 14% with Shell

  • Annual price: S$180.0, waived for Advance banking prospects
  • As much as 3.5% flat rebate for Advance prospects (2.5% for others)
  • As much as 16% gasoline financial savings with Caltex, 14% with Shell

Best Limitless Cashback Card with Amex Advantages: American Specific True Cashback Card

American Express True Cashback Card is the best possible limitless cashback card for top spenders in Amex advantages. Cardholders obtain 1.5% cashback on all spend with no restrict, boosted to three% throughout the first 6 months (as much as S$150). Few limitless playing cards provide such a profitable welcome deal.

Amex True Cashback Card additionally comes with nice advantages–together with free journey insurance coverage. Major and supplementary cardholders, in addition to their authorized partner, obtain as much as S$350,000 every in private accident protection. Cardmembers and spouses additionally obtain as much as S$200 every for missed connections (4hrs+) and for baggage delay (6hrs+), every capped at S$400/household, and S$500 for misplaced baggage (48hrs+), capped at S$1,000/household. Past journey insurance coverage, cardholders even have entry to American Specific Selects eating privileges, World Help and concierge, and Amex True Cashback card-specific promotions. Total, when you’re an Amex loyalist looking for limitless rewards, that is the cardboard for you.

Read Our Full Review

  • Annual price: S$171.2, 1-year waiver
  • Limitless 1.5% cashback on all spend
  • Free journey insurance coverage & Amex Selects Privileges
  • As much as 22.2% gasoline financial savings with SPC

  • Annual price: S$171.2, 1-year waiver
  • Limitless 1.5% cashback on all spend
  • Free journey insurance coverage & Amex Selects Privileges
  • As much as 22.2% gasoline financial savings with SPC

Best Limitless Cashback Card for Travellers: CIMB Visa Infinite Card

In case you’re a high-spending traveller who prefers cashback to miles, chances are you’ll wish to contemplate CIMB Visa Infinite Card. Cardholders earn 1% limitless cashback on common spend, and after a S$2,000 minimal, obtain a vast 2% on journey (airways, motels, journey businesses & extra) and abroad spend (in SGD and in international foreign money). Many limitless playing cards simply provide 1.5% flat rebate, so when you’re trying to keep away from earnings caps and journey typically, CIMB Visa Infinite Card affords one of the best ways to shortly maximise cashback.

One other good thing about CIMB Visa Infinite Card is that whereas it’s a cashback card, it affords nice perks usually related to journey playing cards. Cardholders obtain free journey insurance coverage with as much as S$1,000,000 private accident protection for members, S$500,000 for authorized spouses, and S$25,000 every for abroad medical expense reimbursement. No cashback card affords such excessive medical expense protection. When it comes to journey inconvenience, cardholders and spouses every obtain as much as S$200 for journey misconnections, S$100 for each 6hrs of flight delay & for bag delay (as much as S$500 for flight, S$600 for luggage), and S$1,000 every for bags loss. Journey cancellations as a result of loss of life, damage, civil unrest, pure disasters or jury service are lined as much as S$1,000 every–once more, a uncommon protection space for cashback card plans.

CIMB Visa Infinite Card additionally affords lounge entry and discounted limo transfers. Even higher, there’s by no means an annual price–journey playing cards with such perks typically cost S$250+. In the end, CIMB Visa Infinite Card is the best possible card in the marketplace for high-spending travellers preferring cashback to miles.

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  • Annual price: Free
  • Limitless 2% cashback on all journey bills, international foreign money transactions & abroad spend
  • Limitless 1% cashback on all different spend
  • Free journey insurance coverage, 3x lounge entry, discounted limo transfers
  • CIMB 0% Curiosity i.Pay Instalment Plan

  • Annual price: Free
  • Limitless 2% cashback on all journey bills, international foreign money transactions & abroad spend
  • Limitless 1% cashback on all different spend
  • Free journey insurance coverage, 3x lounge entry, discounted limo transfers
  • CIMB 0% Curiosity i.Pay Instalment Plan

Best Limitless Cashback Card for Native Spenders: Maybank FC Barcelona Visa Signature Card

Maybank FC Barcelona Visa Signature Card affords the best limitless cashback price for native spend in the marketplace. Cardholders earn 1.6% cashback regionally (v. 1–1.5% with opponents). Abroad spend earns 2 pts per S$1 (0.Eight miles, or about 0.8% rebate), so this card is greatest match for primarily native spenders.

Even so, Maybank FC Barcelona Card affords an amazing journey insurance coverage plan. Cardmembers and their partner obtain S$300,000 private accident protection every, plus S$100 for flight misconnections and for baggage delays (S$200 household cap) and S$300 every for misplaced baggage (S$600 household cap). Past journey insurance coverage, cardholders additionally obtain reductions as much as 10% off FC Barcelona official shops.

Lastly, Maybank FC Barcelona Card stands out for it’s fee-waiver. In actual fact, it’s one of many solely limitless playing cards that provide an exemption. Cardholders spending simply S$10,000/yr (S$1,000/month) do not need to pay the S$120.Zero price–which is already comparably low. Total, when you’re a neighborhood spender that feels restricted by typical cashback caps, Maybank FC Barcelona Card affords the very best no-fee method to maximise cashback.

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  • Annual price: S$120.0, waived with S$10,000 annual spend
  • Limitless 1.6% rebate on native spend
  • 2 Pts (0.Eight miles) per S$1 on international foreign money transactions
  • As much as 10% low cost at FC Barcelona official shops
  • Free journey insurance coverage

  • Annual price: S$120.0, waived with S$10,000 annual spend
  • Limitless 1.6% rebate on native spend
  • 2 Pts (0.Eight miles) per S$1 on international foreign money transactions
  • As much as 10% low cost at FC Barcelona official shops
  • Free journey insurance coverage

Best Credit Cards with Travel Insurance for {Golfing} Privileges

The next playing cards provide the best {golfing} privileges in the marketplace, and even include perks like free journey insurance coverage.

Best Miles Card for {Golfing} Privileges: Maybank World MasterCard

Maybank World MasterCard is the best possible miles-earning card for avid golfers. Initially, cardholders obtain 2 free inexperienced charges/month at 120 fairways throughout 25 international locations. That is 3x the variety of fairways supplied by the closest competitor. Moreover, cardholders obtain free journey insurance coverage and airport lounge entry.

So as to add element, Maybank World MasterCard’s journey insurance coverage affords cardmembers and their partner as much as S$1,000,000 private accident protection every, in addition to as much as S$200 every for flight misconnections & for baggage delays (S$400 household cap for every) and S$500 every for misplaced baggage (S$1,000 household cap).

Past its perks and privileges, Maybank World MasterCard additionally affords cardholders the possibility for earn 10 pts (Four miles) per S$1 spend with choose eating & luxurious retail retailers. If spend reaches S$24,000/yr (together with supplementary cardmembers’ spend), the S$240.Zero annual price is waived. Total, Maybank World MasterCard affords essentially the most complete golf privileges in the marketplace, and is the very best card for golfers trying to earn miles.

Read Our Full Review

  • Annual price: S$240.0, 1-year waiver, subsequently with S$24,000 annual spend
  • 10 pts (Four miles) per S$1 spend with choose eating & retail retailers
  • 2 complimentary inexperienced charges/month at 120 fairways worldwide
  • Free journey insurance coverage, lounge entry & international concierge
  • As much as 19.1% gasoline financial savings on petrol in Singapore

  • Annual price: S$240.0, 1-year waiver, subsequently with S$24,000 annual spend
  • 10 pts (Four miles) per S$1 spend with choose eating & retail retailers
  • 2 complimentary inexperienced charges/month at 120 fairways worldwide
  • Free journey insurance coverage, lounge entry & international concierge
  • As much as 19.1% gasoline financial savings on petrol in Singapore

Best Cashback Card for {Golfing} Privileges: CIMB World MasterCard

In case you’re an avid golfer and wish to earn cashback on leisure spend, CIMB World MasterCard is the very best card in the marketplace, and even comes with free journey insurance coverage. Cardholders earn 1.5% limitless cashback on all spend–which aligns with different limitless playing cards–however rewards are boosted to a formidable 2% rebate for wine & dine, leisure, recreation, petrol, parking & car and spend at duty-free shops. This rewarded spend contains golf programs & nation golf equipment.

Along with incomes elevated cashback for spend at golf programs, cardholders additionally obtain free inexperienced charges at 40 fairways all through SE Asia. Cardmembers can play as much as Four flights per course per yr–which provides as much as excess of the closest competitor. Cardholders additionally get pleasure from perks like lounge entry by way of MasterCard Airport Experiences & LoungeKey.

Lastly, cardholders additionally obtain free journey insurance coverage. This plan affords private accident protection as much as S$1,000,000 for cardholders and S$500,000 for spouses. When it comes to journey inconvenience, cardholders and spouses each obtain as much as S$300 for journey misconnections, S$100/6hrs flight delay and baggage delay (every capped at S$300), and as much as S$300 every for misplaced baggage. Total, CIMB World MasterCard is the very best cashback card for golfers, particularly when you additionally journey–and, it’s free eternally.

Read Our Full Review

  • Annual price: Free
  • Limitless 2% cashback on wine & dine, leisure, recreation, car & parking, petrol, and duty-free shops spend (regionally & abroad)
  • Limitless 1.5% cashback on all different spend
  • Complimentary inexperienced charges at 40 fairways in SE Asia
  • Free journey insurance coverage, entry to MasterCard Airport Experiences
  • CIMB 0% Curiosity i.Pay Instalment Plan

  • Annual price: Free
  • Limitless 2% cashback on wine & dine, leisure, recreation, car & parking, petrol, and duty-free shops spend (regionally & abroad)
  • Limitless 1.5% cashback on all different spend
  • Complimentary inexperienced charges at 40 fairways in SE Asia
  • Free journey insurance coverage, entry to MasterCard Airport Experiences

Best On-line & Purchasing Credit Cards with Travel Insurance

Some bank cards which are nice for on-line and procuring spend additionally provide free journey insurance coverage. We’ve discovered and described the very best choices beneath.

Best Rebate Card for Social Weekend Spenders: UOB YOLO Card

UOB YOLO Card is a superb card for younger adults with excessive social spend on weekends. After S$600 minimal spend, cardholders earn as much as 8% rebate on eating, leisure, Seize and on-line vogue & journey spend on weekends (3% weekdays), and might earn as much as S$60/month. Cardmembers additionally get pleasure from specialised promotions like 1-to-1 eating & ingesting offers, nightclub privileges, and reductions at cinemas.

UOB YOLO Card can be one of many few playing cards oriented in the direction of younger adults that gives free journey insurance coverage. Cardmembers obtain S$500,000 private accident protection. Whereas this plan is moderately easy, competitor playing cards don’t provide journey insurance coverage in any respect. In the end, when you’re a social weekend spender but in addition need protection if you journey, UOB YOLO Card is the best choice.

Read Our Full Review

  • Annual price: S$192.6, 1-year waiver
  • 8% cashback on weekend eating, leisure, Seize, on-line journey & vogue (3% weekdays)
  • Free journey insurance coverage

  • Annual price: S$192.6, 1-year waiver
  • 8% cashback on weekend eating, leisure, Seize, on-line journey & vogue (3% weekdays)
  • Free journey insurance coverage

Best Miles Card for Trend Retail Spend: Citi Rewards Card

Citi Rewards Card is without doubt one of the most versatile miles-earning playing cards for spend on vogue retail. Cardholders earn 10 factors (Four miles) per S$1 spend on clothes, baggage, footwear, and comparable objects. Even higher, cardholders earn no matter the place or how they make their buy–on-line, offline, regionally or abroad. This makes it extraordinarily straightforward to earn rewards for all vogue spend.

Citi Rewards Card additionally stands out from opponents as a result of it affords free journey insurance coverage–most shopper playing cards don’t. With Citi Rewards Card, cardmembers obtain S$1,000,000 private accident protection & S$40,000 medical expense reimbursement; spouses can obtain the identical protection if they’re supplementary card members or Citi card members themselves. Moreover, flight delays are lined at S$100 per 8hrs (as much as S$500), bag delays at S$200 per 8hrs (as much as S$500), and baggage loss at S$500/article (as much as S$1,000). Total, this is without doubt one of the higher plans in the marketplace.

In the end, Citi Rewards Card is solely the best choice when you’re a frequent vogue shopper and wish free journey insurance coverage; no different competitor pairs a free plan with such excessive rewards charges.

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  • Annual price: S$192.6, 1-year waiver
  • Four miles (10pts) per S$1 vogue retail spend (native, abroad, on-line & offline)
  • Free journey insurance coverage
  • As much as 14% gasoline financial savings with Esso & Shell

  • Annual price: S$192.6, 1-year waiver
  • Four miles (10pts) per S$1 vogue retail spend (native, abroad, on-line & offline)
  • Free journey insurance coverage
  • As much as 14% gasoline financial savings with Esso & Shell

Miles for Small Abroad & Eating Budgets: Normal Chartered Rewards+ Card

Standard Chartered Rewards+ Card is a superb choice when you’re a low spender and sometimes fall in need of minimal necessities. In actual fact, cardholders earn 10 pts (2.9 miles) per S$1 spend abroad, 5 pts (1.45 miles) on eating, and 1 pt (0.29 miles) on common spend, with no minimal requirement. When it comes to worth, most journey playing cards provide simply 1.2–1.Four miles per S$1 native spend, and a couple of–2.Four miles abroad–that are decrease than these supplied right here. Many cashback playing cards provide simply 0.3% rebate for low spend, additionally making them much less useful instead.

Nevertheless, this card isn’t an amazing match for these spending greater than S$250–S$350/month on eating & abroad, merely due to the very low earnings caps. Rewards are restricted to only 8,000 miles/yr–about S$80 worth. Increased spenders shall be constricted by this cover. Even so, SC Rewards+ Card comes with free journey insurance coverage. Cardmembers obtain as much as S$500,000 in private accident protection. Total, SC Rewards+ Card is a superb choice for these with a low eating & abroad funds, and comes with the added perk of free journey insurance coverage.

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  • Annual price: S$192.6, 1-year waiver
  • 10 pts (2.9 mi) per S$1 abroad, 5 pts (1.45 mi) on eating, 1 pt (0.29 mi) on common spend
  • Free journey insurance coverage & Fullerton Lodge eating privileges
  • As much as 19.8% gasoline financial savings with Caltex, 15% on Seize rides (as much as S$30/mo)

  • Annual price: S$192.6, 1-year waiver
  • 10 pts (2.9 mi) per S$1 abroad, 5 pts (1.45 mi) on eating, 1 pt (0.29 mi) on common spend
  • Free journey insurance coverage & Fullerton Lodge eating privileges
  • As much as 19.8% gasoline financial savings with Caltex, 15% on Seize rides (as much as S$30/mo)

No-Price Card for Reasonably priced Travel Perks: DBS Altitude Visa Card

DBS Altitude Visa Card is a superb choice when you’re a mean spender searching for no-fee miles and journey perks. Cardholders obtain 1.2 miles per S$1 regionally, 2 miles abroad, and three miles for on-line journey bookings. As well as, cardholders get pleasure from perks like 2 free lounge visits/yr and {golfing} & eating privileges. One other nice perk is free journey insurance coverage. Cardholders and their authorized companion every obtain as much as S$1,000,000 private accident protection (although the combination protection is capped at S$1,000,000).

DBS Altitude Card additionally comes with a price waiver. After S$25,000 annual spend, cardholders are exempt from the S$192.6 price. This makes DBS Altitude Card one of the reasonably priced journey playing cards in the marketplace. Total, in order for you nice perks with out the excessive worth, this can be the cardboard for you.

Read Our Full Review

  • Annual price: S$192.6, 1-year waiver, subsequently with S$25,000 annual spend
  • 1.2 miles per S$1 regionally, 2 miles abroad, Three miles for on-line journey bookings
  • Free journey insurance coverage, 2x lounge visits, {golfing} & eating privileges
  • DBS My Most well-liked Cost Plan (0% curiosity instalments)
  • As much as 15% gasoline financial savings with SPC, 14% with Esso

  • Annual price: S$192.6, 1-year waiver, subsequently with S$25,000 annual spend
  • 1.2 miles per S$1 regionally, 2 miles abroad, Three miles for on-line journey bookings
  • Free journey insurance coverage, 2x lounge visits, {golfing} & eating privileges
  • DBS My Most well-liked Cost Plan (0% curiosity instalments)
  • As much as 15% gasoline financial savings with SPC, 14% with Esso

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Abstract of Best Credit Cards providing Travel Insurance 2019

Beneath, we have ready a abstract of our picks for the very best bank cards with journey insurance coverage in 2019.

Card Best for… Annual Price
Citi PremierMiles Visa Miles for Avg Spenders S$192.6
UOB PRVI Miles Fast Miles S$256.8 (waiver)
Amex SIA KF Best Welcome Miles S$176.55
Maybank Horizon Miles for Native Spend S$180.0 (waiver)
HSBC Revolution Social & On-line Spend S$160.5 (waiver)
SC Visa Infinite Prosperous Enterprise Travellers S$588.5
Citi Status Luxurious Travel Perks S$535.0
UOB One Best Flat Rebate S$192.6
CIMB Visa Signature No-Price Meals & On-line S$0.0
OCBC 365 On a regular basis Spend, Simple Waiver S$192.6 (waiver)
Amex True Cashback Limitless + Amex Advantages S$171.2
UOB YOLO Weekend Social Spend S$192.6
Card Best for… Annual Price
Citi PremierMiles Visa Miles for Avg Spenders S$192.6
UOB PRVI Miles Fast Miles S$256.8 (waiver)
Amex SIA KF Best Welcome Miles S$176.55
Maybank Horizon Miles for Native Spend S$180.0 (waiver)
HSBC Revolution Social & On-line Spend S$160.5 (waiver)
SC Visa Infinite Prosperous Enterprise Travellers S$588.5
Citi Status Luxurious Travel Perks S$535.0
UOB One Best Flat Rebate S$192.6
CIMB Visa Signature No-Price Meals & On-line S$0.0
OCBC 365 On a regular basis Spend, Simple Waiver S$192.6 (waiver)
Amex True Cashback Limitless + Amex Advantages S$171.2
UOB YOLO Weekend Social Spend S$192.6

Shopping for a Travel Insurance vs Getting a Credit Card with Complimentary Insurance

To learn out of your bank card’s complimentary journey insurance coverage, it’s important to e-book your whole journey (particularly the flights) on the cardboard that gives this protection. Whereas this may very well be enough in overlaying your flight, these insurance coverage insurance policies usually do not present any extra safety. If you’re searching for a extra thorough protection for lodging, exercise bookings and even sports activities accidents, it is best to contemplate buying a travel insurance policy, which tends to be fairly reasonably priced to start with.

Our High Credit Cards for Travel

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Different Monetary Merchandise for Travel

Travel insurance coverage could be very in style in Singapore. Nevertheless, you don’t at all times should pay to get your self insured throughout your journey. We’ve got ready the below list that will help you get journey insurance coverage totally free whereas incomes rewards like cashback and air miles.

Credit Cards
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